I now wonder how can Latin America and Costa Rica learn those lessons and imitate such powerful initiatives. Please, let me know if you know anyone in the region working on this topic.
The idea is based on the following (proven by experience) principles:
- Higher GDP is a consequence of higher productivity
- More penetration of mobile communication, more productivity, regardless of social class
- Lower Total Cost of Ownership (TCO) means more penetration to lower classes
- More microfinances opportunities lower (or makes more accesible) TCO
- More microtransaction infrastructure more microfinances opportunities
- More basic entrepreneurship education more microtransaction opportunities
If you would like to know more, check out these links:
- ITU Workshop: "Benefiting from the full economic and social impact of affordable ICTs " Nokia Siemens Network
- TED Talk: "Iqbal Quadir says mobiles fight poverty"
- The Economist: "Eureka Moments: How a luxury item became a tool of global development"
What if I tell you that in Costa Rica only less than 56% of the population (probably the richest one) -in the more develop region of the country- owns a mobile phone. What if I tell you that in the poorest region that number falls to 35% !!! (Source: http://www.inec.go.cr/)
The opportunity is more clear nowadays because a new industry model will be introduced in the country. The new model allows the participation of private and public organizations in the telecommunications market. We hope (as users) that this initiative will reduce prices (TCO), increase accessibility and promote new business models. (Source: http://www.ebizlatam.com/news/118/ARTICLE/9734/2009-08-11.html)
Furthermore, the Government of Costa Rica has partnered with banks to promoted intensively new entrepreneurial ventures, which means that there is banking platform to at least propose the idea. (http://www.pyme.go.cr/default.aspx)
The elements are there, I only see two ingredients missing: 1. A NGO/Institution supporting the education of people on how to use the mobile communication to make small businesses and 2. execution!
As I said, let me know if you know anyone working on this topic in the region :) You could make my day!
Hi,
ReplyDeleteinteresting post, valuable goals. Two extra links - from two very distinct perpectives:
First, an assessment of the "Economist" how mobile phones have an economic impact in Africa:
Economist: Mobile Marvels
http://www.economist.com/specialreports/displaystory.cfm?story_id=14483896
Second, the relative new opportunity/economic framework of being able to publish a paid application. Currently iPhone/Apple only, but what if such a developer/user community could spread to other parts of life and technology? Not owned by just one company, but as an open market to provide mobile solutions when and how people need them...
Striking it rich, is there an App for that?
http://www.newsweek.com/id/216788